Car loan —
easy and simple!
Loans for purchasing a car from manufacturers and official dealers, as well as for paying insurance premiums.
From 25%
Down payment
From 25%
Annual rate
Up to 60 months
Due date
Up to 600 million soums
Loan amount
Find out if a loan is available to you and how much.
Ask the car dealership for information about the vehicle's model, trim level, and color.
What is a credit history?
A credit history is a collection of information about your past and current credit obligations. It reflects the loans you've received, your repayment schedule, and any late payments. Your credit history is an important factor for banks when assessing your financial security.
What is a grace period for a loan?
A loan's grace period is a period of time after receiving a loan during which interest is not charged or payments can be deferred. During this period, you can avoid additional charges by repaying the loan in full or in part.
What does loan repayment include?
Loan repayment is the process of fulfilling a debt obligation, which includes:
• Pay off the principal amount of the loan
• Pay accrued interest on the loan
• Make additional payments (if any, such as fees or service charges)
• Make payments on time according to the established schedule
Repaying your loan on time and in full will help you avoid unnecessary expenses and build a positive credit history.
What is loan refinancing?
Loan refinancing is the process of replacing an existing loan with another one under new, usually more favorable, terms. This may include a lower interest rate, an extended repayment term, or a reduced monthly payment.
What types of collateral can be provided to the bank when receiving a loan?
When obtaining a loan, collateral is an asset or liability provided to the bank as a guarantee for loan repayment. The following types of collateral are used:
• Collateral in the form of real estate (house, apartment, land)
• Vehicles (car, etc.)
• Bank deposit or cash
• Valuables, equipment or goods
• Third-party guarantee (guarantor)
• Insurance (against the risk of loan default)
The type of collateral is determined by the loan amount, its repayment term and the bank’s requirements.
What are the creditworthiness requirements?
Creditworthiness is a criterion for assessing a client's ability to repay a loan on time and in full. Banks typically consider the following requirements:
• Stable and sufficient source of income
• Official place of work or approved type of activity
• Positive credit history (no or few delinquencies)
• Acceptable level of existing debt
• Age and ability to work
• Full provision of necessary documents
These requirements may vary depending on the bank's policy and the type of loan.
Basic information
General terms and conditions
Purpose of the loan
When purchasing new Onix and Tracker vehicles at UzAuto Motors. *The interest rate depends on the down payment and loan term and is 0% per annum.
Loan currency
Som
Loan term
Up to 60 months
Loan amount
Up to 75% of the vehicle's value
Down payment
From 25% of the car's value
Form of donation
Cashless payment
Service
A car purchased on credit is secured by collateral (primary collateral, no more than 70% of the car's value); a loan default insurance policy (additional) — for the entire term of the loan agreement.
Requirements for the borrower
The borrower must be an individual residing in the Republic of Uzbekistan and aged 20 years or older. The bank independently determines the borrower's average monthly income; if this is not possible, the borrower may be required to provide supporting documents.
Payment method
Annuity - equal amounts at equal intervals - the monthly payment decreases each time.
List of required documents
List of required documents
- Purchase and sale agreement
- Passport or identity card
- Income statement for the last 12 months
TASHKENT
